Affordable Fertility Care

The cost of fertility treatment shouldn’t stand between you and creating your family.

At Fertility Associates of Memphis, our goal is to do everything possible so that the expense of treatment does not become a factor in your decision. Our financial representatives will explore your benefits and give you all the information you need to make the best informed decision for your care. We also have options for patients without fertility insurance coverage that can make treatment more affordable, and hopefully reduce your stress. We encourage you to apply for medication discounts provided below to receive reduced medication cost and provide more affordable options.

Discount Fertility Medication Programs

Compassionate Care Program
Fertility Associates of Memphis also works with EMD Serono’s Compassionate Care Program, which helps couples obtain reduced cost medications. Committed to helping eligible patients overcome financial barriers, the Compassionate Care Program may provide significant savings on EMD Serono medications for uninsured, income-eligible patients.

Eligibility is based on qualifying annual household gross income and first-time participation in the Compassionate Care Program. Approval for the program is determined by EMD Serono and not by Fertility Associates of Memphis or Memphis Fertility Laboratory. Eligible couples may receive discounts of 25 % to 70% on EMD Serono products, such as Gonal-f and Ovidrel.

Our medical team at Fertility Associates of Memphis will help you determine how much medications your treatment will require and then customize your treatment to include any medications that you may obtain through this program. Our financial representatives will be happy to help you get application material or you may visit the EMD Serono website for more information and an application.

Compassionate Corps Program
Fertility Associates of Memphis has partnered with EMD Serono’s Compassionate Corps Program. Through this program, veterans and their spouses may be eligible to receive discounted fertility medicine.

To be eligible for the program, patients must be a retired member of the military or the spouse of one; be a veteran or the spouse of a veteran who is infertile due to a service-related injury, not otherwise insured for infertility medications; have been properly screened and diagnosed as infertile and requiring in vitro fertilization/advanced reproductive technology. For more information about Compassionate Corps, including eligibility requirements, program details and enrollment forms, please visit or read the Compassionate Corps FAQs.

ReUnite Rx First Steps Program
The First Steps Program is available to self pay patients needing help paying for their medications. Patients who qualify based on income or hardship cases may receive to up to 75% off their prescription purchase price. Covered medications include Follistim, Ganirelix, and Pregnyl. A tiered approach (25%, 50%, and 75%) makes it easy for patients to qualify, and easy for patients and health care providers to understand.

For more information about First Steps or to download the First Steps enrollment, click here.

MDR Assist Program
Fertility Associates of Memphis currently works with MDR Assist Program  to aid patients requiring financial assistance related to medications associated with fertility treatment.  With MDR Assist, patient’s are eligible to receive a 5% discount on prescriptions for Follicle-Stimulating Hormone (FSH), GnRH Antagoinst, and Human Chorionic Gonadotropin (HCG).

To be eligible for the program, patients must be unable to qualify for another income based patient assistance program due to failure to meet the program’s income criteria and not for any other reason.   For more information about MDR Assist Program including eligibility criteria, program details and enrollment instructions, please visit

Fertility Pharmacy of America
Fertility Associates of Memphis works with Fertility Pharmacy of America to aid patient’s in obtaining affordable fertility medications. Fertility Pharmacy of America offers several options to reduce pharmaceutical expense including: Compassionate Care Program, Bloom Box, manufacture programs and any available rebates in the fertility market. Please visit for more information.

Ferring Heartfelt Program
The heartfelt Program is available to provide medication replacement for eligible cash-paying patients, or up to $250 in assistance towards co-pay costs for eligible commercially insured patients whose controlled ovarian stimulation cycles were canceled as a result of COVID-19 who are initiating a new treatment cycle. Terms and conditions apply. To request additional information and full program terms please email [email protected].  Program ends December 31, 2020.

Ferring HeartTomorrow Program
The hearttomorrow Program is available to provide medication replacement for eligible cash-paying patients who are undergoing controlled ovarian stimulation for planned oocyte cryopreservation. This discount may be available for eligible patients with a minimum initial prescription for 25 vials of MENOPUR and a signed and submitted physician attestation form. Terms and conditions may apply.

To request additional information and for full program details, please email [email protected].

Ferring Heart for Heroes Program
The heart for heroes program helps eligible veterans and their spouses get select fertility medications at no cost. Eligible patients include those who are medically separated from active duty, who are Department of Defense Category 2 or 3 veterans, * with a service-related injury resulting in infertility and requiring assisted reproduction, or patients and/or spouses with no insurance coverage for IVF medications. Must be residents of the 50 United States or the District of Columbia.

For more information and eligibility, call 1-800-515-DRUG (3748). Terms and conditions may apply.

Discount Oncofertility Medication Programs

ReUnite RX Oncofertility Program
The OncofertilityProgram is available to individuals diagnosed with cancer who also choose to seek fertility treatment. Toaid patients with drug costs, DesignRX has developed a program offering up to 75% off of prescription purchase price for eligible patients. The tiered approach DesignRX takes to assist with medication costs (25%, 50% and 75%) makes it easy for patients to qualify and easy for patients and healthcare providers to understand. Covered medications include Follistim, Ganirelix and Pregnyl.

For more information about First Steps Oncology or to download enrollment forms, click here.

Livestrong Program
The Livestrong Program is available to individuals diagnosed with cancer and risk infertility due to treatment. The partnership between Fertility Associates of Memphis, Livestrong and EMD Serono allows eligible patients free medications and discounted services. The application process is easy to understand and eligibility processing is fast.

To review eligibility details and complete an online application please visit:    Please click here to download Female Enrollment Form or Male Enrollment Form.

Ferring HeartBeat Program
The Heartbeat Program is available to patients seeking to freeze their eggs prior to cancer treatment. This program provides select fertility medications at no cost for eligible patients. Qualifying patients must be female, be a US Citizen or permanent resident, have received a diagnosis of cancer, and have received no chemotherapy within the previous 6 months. Oncologist and reproductive endocrinologist are required to determine that fertility preservation treatment is medically appropriate.

To received more information and check eligibility, call 888-347-3415. For residents of Arkansas, Massachusetts, or New Jersey, please call 877-252-0553. Terms and conditions may apply.

Fertility Treatment Financing Options

Future Family

Fertility Associates of Memphis has partnered with Future Family to help patients navigate the sometimes challenging financial journey and answer financial loan questions. Future Family’s mission is to make fertility care more accessible and affordable, and they have different plans available.

Please email [email protected] for more information about fertility financing, and let them know that FAM referred you. They will immediately offer their assistance and are even able to walk you through the entire application process.


Fertility Associates of Memphis also has a partnership in place with fertility lender LendingClub.  LendingClub is one of the nation’s top providers of elective treatment financing, offering comprehensive financing options to meet individual needs and help ease the financial stress of treatment. While personal loans are available from most banks and credit unions, LendingClub’s extended plans offer fixed rates that are generally much lower and with more flexible terms.

Lending Club patient financing benefits include

  • Affordable payments, an easy online process, and no hidden fees.
  • Your choice of payment plans.
  • Financing from $499 to $40,000.
  • Extended plans start at only 3.99% APR.
  • Easy application process and quick decision.
  • No initial payment.
  • No prepayment penalty.

Please note that a simple loan application with necessary financial information will be required for Lending to process your application. Loan approval and interest rates are both determined by LendingClub and not by Fertility Associates of Memphis or Memphis Fertility Laboratory.

Our financial representatives will be happy to help you determine the amount of loan needed.  They will also assist you with the application process, or you may visit the LendingClub website for more information and an application. Please note that additional payments will be necessary for medications, anesthesia, and the surgery center costs.