Affordable Fertility Care

Affordable Fertility Care

The cost of fertility treatment shouldn’t stand between you and creating your family.

At Fertility Associates of Memphis, our goal is to do everything possible so that the expense of treatment does not become a factor in your decision. Our financial representatives will explore your benefits and give you all the information you need to make the best informed decision for your care. We also have options for patients without fertility insurance coverage that can make treatment more affordable, and hopefully reduce your stress. We encourage you to apply for medication discounts provided below to receive reduced medication cost and provide more affordable options.

Discount Fertility Medication Programs

Compassionate Care Program
Fertility Associates of Memphis also works with EMD Serono’s Compassionate Care Program, which helps couples obtain reduced cost medications. Committed to helping eligible patients overcome financial barriers, the Compassionate Care Program may provide significant savings on EMD Serono medications for uninsured, income-eligible patients.

Eligibility is based on qualifying annual household gross income and first-time participation in the Compassionate Care Program. Approval for the program is determined by EMD Serono and not by Fertility Associates of Memphis or Memphis Fertility Laboratory. Eligible couples may receive discounts of 50 % to 70% on EMD Serono products, such as Gonal-f and Ovidrel.

Our medical team at Fertility Associates of Memphis will help you determine how much medications your treatment will require and then customize your treatment to include any medications that you may obtain through this program. Our financial representatives will be happy to help you get application material or you may visit the EMD Serono website for more information and an application.

DesignRx First Steps Program
The First Steps Program is available to self pay patients needing help paying for their medications. Patients who qualify based on income or hardship cases may receive to up to 75% off their prescription purchase price. Covered medications include Follistim, Ganirelix, and Pregnyl. A tiered approach (25%, 50%, and 75%) makes it easy for patients to qualify, and easy for patients and health care providers to understand.

For more information about First Steps or to download the First Steps enrollment form, click here.

DesignRx Oncofertility Program                                                                                                

The Oncofertility Program is available to individuals diagnosed with cancer and choose to seek fertility treatment. The Oncofertility program takes into consideration household income and hardship cases to provide eligible patients with up to a 75% discount off of their prescription drug cost.  Covered medications include Follistim, Ganirelix, and Pregnyl. A tiered approach (25%, 50% and 75%) makes it easy for patients to qualify and easy for patients and health care providers to understand.

For more information about the program or to download the Oncofertility enrollment form, click here.

Compassionate Corps Program
Fertility Associates of Memphis has partnered with EMD Serono’s Compassionate Corps Program. Through this program, veterans and their spouses may be eligible to receive discounted fertility medicine.

To be eligible for the program, patients must be a retired member of the military or the spouse of one; be a veteran or the spouse of a veteran who is infertile due to a service-related injury, not otherwise insured for infertility medications; have been properly screened and diagnosed as infertile and requiring in vitro fertilization/advanced reproductive technology. For more information about Compassionate Corps, including eligibility requirements, program details and enrollment forms, please visit www.CompassionateCorps.com or read the Compassionate Corps FAQs.

MDR Assist Program
Fertility Associates of Memphis currently works with MDR Assist Program  to aid patients requiring financial assistance related to medications associated with fertility treatment.  With MDR Assist, patient’s are eligible to receive a 5% discount on prescriptions for Follicle-Stimulating Hormone (FSH), GnRH Antagoinst, and Human Chorionic Gonadotropin (HCG).

To be eligible for the program, patients must be unable to qualify for another income based patient assistance program due to failure to meet the program’s income criteria and not for any other reason.   For more information about MDR Assist Program including eligibility criteria, program details and enrollment instructions, please visit www.mdrusa.com/mdrassist/.

 

Fertility Treatment Financing Options

Prosper HealthCare Lending

Thanks to our partnership with Prosper HealthCare Lending, a premier financing company in the fertility industry, we are pleased to offer our patients some of the most comprehensive financing options available. With over $3 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper HealthCare Lending

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% confidential

A simple loan application with necessary financial information will be required for Prosper HealthCare Lending to process your application. Loan approval and interest rates are both determined by Prosper HealthCare Lending and not by Fertility Associates of Memphis or Memphis Fertility Laboratory.

Our financial representatives will be happy to help you determine the amount of loan needed.  They will also assist you with the application process, or you may visit the Prosper Healthcare Lending web site for more information and an application. Please note that additional payments will be necessary for medications, anesthesia, and surgery center costs.


Lending Club

Fertility Associates of Memphis also has a partnership in place with fertility lender Lending Club.  Lending Club is one of the nation’s top providers of elective treatment financing, offering comprehensive financing options to meet individual needs and help ease the financial stress of treatment. While personal loans are available from most banks and credit unions, Lending Club’s extended plans offer fixed rates that are generally much lower and with more flexible terms.

Lending Club patient financing benefits include

  • Affordable payments, an easy online process, and no hidden fees.
  • Your choice of payment plans.
  • Financing from $499 to $40,000.
  • Extended plans start at only 3.99% APR.
  • Easy application process and quick decision.
  • No initial payment.
  • No prepayment penalty.

Please note that a simple loan application with necessary financial information will be required for Springstone to process your application. Loan approval and interest rates are both determined by Springstone and not by Fertility Associates of Memphis or Memphis Fertility Laboratory.

Our financial representatives will be happy to help you determine the amount of loan needed.  They will also assist you with the application process, or you may visit the Springstone website for more information and an application. Please note that additional payments will be necessary for medications, anesthesia, and the surgery center costs.